Ripple, also known as RTXP (Ripple Transaction Protocol), is a payment system based on blockchain technology. To put it a little more broadly - it is a real-time system of settlement as well as a network of currency exchange and remittances.It was built on a distributed open-source Internet protocol, in which users themselves agree and confirm each other's transactions. Like other cryptocurrencies - Ripple is a much faster and noticeably cheaper platform than Bitcoin.The Ripple program, released in 2012, enables fast, nearly immediate and virtually free global financial transactions (of every size) with no charges. It serves tokens representing both fiat currencies and cryptocurrencies, goods or any other value units.Ripple cryptocurrency - in the form we are acquainted with today - saw the light of day at the end of 2012 and almost from the very beginning has earned the hearts and minds of cryptocurrency supporters. Today, this technology is one of the most important virtual tokens (XRP) and is used on a daily basis by recognizable international brands such as UBS or UniCredit.It should be noted that this technology is constantly being refined and extended to further functionalities. In terms of market size and capitalization - Ripple is the third largest, and hence the most popular cryptocurrency after Bitcoin and Ethereum. The total value of the Ripple network is counted in billions of dollars.The Ripple rate is constantly changing. Its fluctuations are a kind of a challenge for the entire environment of specialists of the virtual tokens industry. Frequent fluctuations, and hence risks that must go together with investing in virtual tokens - mean that investors in Poland and around the world are currently treating investing their capital in this industry with caution.At any rate, regardless of the current economic situation and market situation, the black scenario in which a considerable amount of the money invested by itself is lost should be taken into account. Before you locate your capital on the market, make sure you know what risks it might entail. In such cases, it is worth getting to know concepts such as the Ripple forecast.Insightful observation of the cryptocurrency market, expert forecasts, reliable reports and analyses, as well as all other documents - will help you make the right investment decision. To avoid failures, you should also follow Ripple quotations, because accurate conclusions drawn from observations are a perfect opportunity to get acquainted with the entire crypto-industry better. Conclusions like that are also a chance not to make unnecessary and unintelligible decisions.XRP as a currency - mainly due to its functionality and very high popularity - can be considered as one of the key means of future payment.Therefore, if you already have a digital asset in the form of Ripple, or if you consider getting it in the near future, it is crucial that you know the current XRP exchange rate, XRP forecast and predictions for the near future.